High Yield CD Accounts
At Shoreham Bank, we offer competitive CD (Certificate of Deposit) Accounts to help you achieve your financial goals. These accounts allow you to save money at a guaranteed
interest rate over a specified period of time. Visit one of our locations, or call us
today for details, (401) 732-1991.
Online account opening is not available at this time. To open an account, please visit one of our branches. To find a location near you click below.
3 Month
4.00%
APY1
3.94% Interest Rate
$1000 Minimum Opening Deposit
9 Month
4.50%
APY2
4.40% Interest Rate
$1000 Minimum Opening Deposit
5 Year
3.50 %
APY1
3.44 % Interest Rate
$1000 Minimum Opening Deposit
4 Year
3.25 %
APY1
3.20 % Interest Rate
$1000 Minimum Opening Deposit
3 Year
3.00 %
APY1
2.96 % Interest Rate
$1000 Minimum Opening Deposit
2 Year
2.75 %
APY1
2.71 % Interest Rate
$1000 Minimum Opening Deposit
1 Year
2.00
%
APY1
1.98
% Interest Rate
$1000 Minimum Opening Deposit
Download our Mobile App today to manage your account on the go!

1 Annual Percentage Yield (APY) is effective as of 02/12/2025 and subject to change without notice. $1,000 minimum daily balance is required during each monthly cycle period to earn interest. Fees could reduce earnings. Penalty for early withdrawal.
2 Annual Percentage Yield (APY) is effective as of 02/12/2025 and subject to change without notice. Minimum daily balance of $1,000 is required
during each monthly cycle period to earn interest. At Maturity, the account will automatically renew for a 1-year term. You will have a grace period of 10 calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Fees could reduce earnings. Penalty for early withdrawal.
during each monthly cycle period to earn interest. At Maturity, the account will automatically renew for a 1-year term. You will have a grace period of 10 calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Fees could reduce earnings. Penalty for early withdrawal.