Renovate Your Home
with No Equity Required!
We are a nationwide lender of the FHA Title 1 Loan and are ready to assist you through the process of improving your home. Our Loan officers are dedicated to making your dream home a reality! Get started today by applying online!
The FHA Title 1 Loan1
The FHA Title 1 Loan is specifically allocated toward home improvement projects. An FHA Title I Loan is a fixed rate loan of up to $25,000 for a single-family home, and up to $12,000 per unit2. All FHA Title I Loans are insured by the Federal Housing Association (FHA) and are backed by the U.S. Department of Housing and Urban Development (HUD). Title I loans do not require a down payment or any home equity.
The Advantage Loan3
If you have been approved for a Title I loan and need additional funds to complete your
project, you can also apply for our Advantage Loan which can offer you up to $65,000.
This is an excellent way to fund larger projects or combine multiple home
improvement projects into one loan.
How to Apply
Get started today with 3 simple steps
1
Apply Online
Apply online and get a decision within hours.
2
Receive Decision
A member of our experienced team will evaluate the application and reach out to ensure you get the best deal on your loan.
3
Start Building!
Review the details, finalize the paperwork, and get ready to set sail!
All Loans Subject to credit approval.
1. New residential structures must have been completed and occupied for a minimum of 90 days. Subject to credit approval.
2. $12,000 Per unit, up to 5 units for a multi-family home.
3. The Advantage Loan can only be offered in conjunction with the FHA Title 1 Loan.