Shoreham Bank
Today's Rates
9 Month
CD
5.50%
APY
Soaring Savings
3 Month
CD
Home Equity Loans (starting at)
Our New Name!
We opened our doors in 1959, serving the community of Rhode Island as a mortgage lender under the name Home Loan & Investment Association. On March 15th, 2024, we officially changed our name to Shoreham Bank. As the tides have come and gone, our customers, our business partners, and our company have grown significantly. With our product offerings reaching far beyond just mortgages, our name no longer reflects the products we offer to our community. Welcome to Shoreham Bank!
Shoreham in the Community
![Happy couple painting](/assets/files/nh1TPwRE/Untitled-2.jpg)
FHA Title 1 Loan
A Title I loan is a fixed rate home improvement loan that requires no equity. All Title I loans are insured by the Federal Housing Association (FHA) and are backed by the U.S. Department of Housing and Urban Development (HUD).
![Happy couple looking at a computer](/assets/files/WirncPPi/Home-Page-Product-Grid_Resi.jpg)
Home Equity Loans
We offer great Fixed Rate Home Equity Loans with terms to fit your budget and easy monthly payments.
![Happy couple buying a car](/assets/files/P4OtHbpt/Home-Page-Product-Grid_Auto.jpg)
Auto Loans
Finance your next new or used vehicle or refinance your current auto loan with Shoreham Bank.
![Happy couple with open sign](/assets/files/og9RWcQ4/Untitled-1.jpg)
SBA & USDA Loans
Shoreham Bank specializes in SBA loans and USDA loans, we provide government guaranteed funding to small business owners.